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FEDERAL HEALTH INSURANCE PORTABILITY
AND ACCOUNTABILITY ACT (SUMMARY)
The Health Insurance Portability and Accountability
Act of 1996 (HIPAA/PL104-191) became effective on April 14, 2001. Included
the federal law is a "Health/Medical Information Privacy" section.
This law applies to any "ENTITY" that use computers to
transmit health claims information. "ENTITY" is defined
as a "Health Plan" (HMO's, insurers, group health plans, employee
benefit plans), Health Care Clearinghouse (an entity that processes
health information going from a health care provider to a payer and
certain Health Care Providers those who use computers to transmit
health claims information). Covered health care providers must
generally obtain the patient's consent prior to using or disclosing protected
health information to carry out treatment, payment or health care operations.
However, providers may condition treatment on patient's providing
consent form. In addition, covered entities must make reasonable efforts
to limit protected health information to the minimum necessary
to accomplish the intended purpose of the use, disclosure or request for
health information from another. This standard does not apply
to treatment.
Individuals have a right to see and obtain
a copy of their own health information, including documentation of who
has had access to this information. There are also limited exceptions
to when a patient can access their own information, such as when such
access would endanger the life or safety of any individual. Nevada already
statutorily grants a patient the right of access to his health records
in the possession of health care providers, including physicians, hospitals
and pharmacists. However, Nevada does not have a general, comprehensive
statutory prohibition against the disclosure of confidential medical information.
Individuals also have the right to request amendment or correction of
health information that is incorrect or incomplete. Health plans and
covered health care providers are required to provide written notice of
their privacy practices, including a description of an individual's rights
with respect to protected health information (such as the right to inspect
and obtain a copy of health records) and the anticipated uses and disclosures
of this information that may be made without the patient's written authorization.
A covered entity may not condition the provision of services or payment
on the receipt of the authorization.
Health information may be disclosed for
a number of purposes without any patient authorization including, but
not limited to: public health activities, research, and fraud investigations.
For all other purposes (other than those listed), patient authorization
is required. Covered entities can disclose protected health information
without a patient's authorization only to researchers whose protocol has
been reviewed and approved by an Institutional Review Board (IRB) or a
"privacy board."
Only the use and disclosure of "protected
health information" is covered. In order to be considered "protected
health information" under the regulations, information must: (1)
Relate to a person's physical or mental health, the provision of health
care, or the payment of health care; (2) Identify, or could be used to
identify, the person who is the subject of the information; (3) Be created
or received by a covered entity; and (4) Which is transmitted or maintained
in any form or medium. Covered entities may create and use "de-identified
information," health information which has been stripped of elements
that could be used to identify individual subjects.
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